Business Services - Senior Loan Administrator (Remote - Must Reside in CA)

<p style="margin: 0in; line-height: 150%; font-size: 12pt; font-family: 'Times New Roman', serif;"><strong><span style="font-family: Arial, sans-serif;">TITLE: </span></strong><strong><span style="font-family: Arial, sans-serif; font-weight: normal;">Business Services -</span></strong><span style="font-family: Arial, sans-serif;"><strong><strong><span style="font-family: Arial, sans-serif; font-weight: normal;">Senior Loan Administrator</span></strong><br><span style="font-family: Arial, sans-serif;"><span style="font-family: Arial, sans-serif;">STATUS: </span></span></strong><span style="font-family: Arial, sans-serif;">Exempt</span><br><strong><span style="font-family: Arial, sans-serif;"><span style="font-family: Arial, sans-serif;">REPORT TO: </span></span></strong><span style="font-family: Arial, sans-serif; color: black; background: white;">SVP - Head of Business and Financial</span><strong><span style="font-family: 'Segoe UI', sans-serif; color: black; background: white;">&nbsp;</span></strong><br><strong><span style="font-family: Arial, sans-serif;"><span style="font-family: Arial, sans-serif;">DEPARTMENT: </span></span></strong><span style="font-family: Arial, sans-serif;">Business Services</span><br><strong><span style="font-family: Arial, sans-serif;"><span style="font-family: Arial, sans-serif;">JOB CODE: </span></span><strong><span style="font-family: Arial, sans-serif; font-weight: normal;">11198</span></strong></strong></span></p>
<p style="margin: 0in; line-height: 150%; font-size: 12pt; font-family: 'Times New Roman', serif;"><strong><span style="font-family: Arial, sans-serif;">PAY SCALE: </span></strong><strong><span style="font-family: Arial, sans-serif; font-weight: normal;">$69,400.00 - $82,000.00 Annually</span></strong></p>
<p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><span style="font-family: Arial, sans-serif; font-weight: normal;">&nbsp;</span></strong></p>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif; text-transform: uppercase;">GENERAL DESCRIPTION:</span></u></strong></p>
<p style="margin: 0in; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">The Senior Loan Administrator is responsible for the administration and management of the Commercial loan process, including documentation intake, member communication, file creation and maintenance, data input, and tracking. The Senior Loan Administrator will work on complex loans for commercial real estate, term loans, and other commercial and industrial loans. The Senior Loan Administrator will manage and monitor loans on an ongoing, day-to-day, and transactional basis working in close partnership with the commercial loan officer.</span></p>
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<p style="margin: 0in; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif;">TASKS, DUTIES, FUNCTIONS: </span></u></strong></p>
<ol style="margin-bottom: 0in; margin-top: 0px;" start="1" type="1">
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Act as primary liaison with members, collateral inspectors, appraisers, and title company representatives during all phases of financing. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">Will ensure all necessary application documents have been received before submitting to analyst for analysis and underwriting. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">Ensure all terms of the loan, as approved, are incorporated in the loan documents. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">Ensure all closing conditions are met and loans are closed within time frames. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">Responsible for setting up and monitoring loan and financial ticklers to ensure accuracy and timeliness. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">Analyze title insurance commitment reports including title exceptions and prepares title/escrow instructions. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">May process all types of draw requests and recommend approval. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy, anti-money laundering, Fair Lending and Truth in Lending laws appropriate to the position. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124; background: white;">Act on items affecting the disbursement process such as change orders, sufficiency of funds, liens, set asides, restricted starts, etc.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124; background: white;">May be asked to coach, mentor, or train others and teach coursework as subject matter expert. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif; color: #202124;">Performs other duties as assigned. </span></li>
</ol>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif; text-transform: uppercase;">PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: </span></u></strong></p>
<ol style="margin-bottom: 0in; margin-top: 0px;" start="1" type="1">
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Effective oral and written communication skills required to interact with staff, and members to perform constructive follow up on loan requests, inquiries, and concerns. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine, and telephone. </span></li>
</ol>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif; text-transform: uppercase;">ORGANIZATIONAL CONTACTS &amp; RELATIONSHIPS:</span></u></strong></p>
<ol style="margin-bottom: 0in; margin-top: 0px;" start="1" type="1">
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><span style="font-family: Arial, sans-serif;">INTERNAL:&nbsp;</span></strong><span style="font-family: Arial, sans-serif;">All levels of Staff/Management/Members/Third Parties.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><span style="font-family: Arial, sans-serif;">EXTERNAL:&nbsp;</span></strong><span style="font-family: Arial, sans-serif;">Member Applicants and their related agents such as their CPA or&nbsp;Broker.</span></li>
</ol>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif; text-transform: uppercase;">QUALIFICATIONS:</span></u></strong></p>
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<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><span style="font-family: Arial, sans-serif;">EDUCATION:</span></strong><span style="font-family: Arial, sans-serif;">Bachelor’s degree or equivalent experience.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><span style="font-family: Arial, sans-serif;">EXPERIENCE:&nbsp;</span></strong><span style="font-family: Arial, sans-serif; color: black; background: white;">8 years of commercial loan administration experience.</span></li>
</ol>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif; text-transform: uppercase;">KNOWLEDGE/SKILLS: </span></u></strong></p>
<ul style="margin-bottom: 0in; margin-top: 0px;" type="disc">
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Maintain knowledge of commercial lending requirements, all commercial loan products, commercial loan fulfillment, credit union policies and all applicable federal and state laws and regulations.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Current working knowledge of Commercial Real Estate and Commercial and Industrial lending.&nbsp;</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Exceptional member service and member relations skills.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Exceptional oral and written communication skills.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Ability to manage multiple tasks and demands, to work independently with minimal supervision, and to meet deadlines and effectively adjust to changing priorities.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Excellent analytical, organizational skills and attention to detail.&nbsp; Ability to calculate figures and amounts.&nbsp; </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Understand the use of the automated loan origination system. Operate on standard Microsoft programs and other computer operations.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Demonstrated ability to work independently and interact collaboratively and cultivate partnerships across the organization.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Ability to effectively communicate policy/procedures to staff to assist the supervisor and or manager with training.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Excellent loan administration experience with knowledge of letters of credit, borrowing based lending, multi-phased construction, and multiple collateral properties</span></li>
</ul>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif;">PHYSICAL REQUIREMENTS: </span></u></strong></p>
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<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Prolonged sitting throughout the workday with occasional mobility required. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Corrected vision within the normal range. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">A device to enhance hearing will be provided if needed.</span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. </span></li>
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">Occasional long work hours may be required to accomplish tasks. </span></li>
</ol>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><u><span style="font-family: Arial, sans-serif;">LICENSES/CERTIFICATIONS:</span></u></strong></p>
<ol style="margin-bottom: 0in; margin-top: 0px;" start="1" type="1">
<li style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">None.</span></li>
</ol>
<p style="line-height: normal; margin-top: 0in; margin-right: 0in; margin-bottom: 8pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-family: Arial, sans-serif;">#LI-Remote</span></p>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;"><strong><span style="font-family: Arial, sans-serif;">THIS JOB DESCRIPTION IN NO WAY STATES OR IMPLIES THAT THESE ARE THE ONLY DUTIES TO BE PERFORMED BY THIS EMPLOYEE.&nbsp;&nbsp; HE OR SHE WILL BE REQUIRED TO FOLLOW OTHER INSTRUCTIONS AND TO PERFORM OTHER DUTIES REQUESTED BY HIS OR HER SUPERVISOR THAT ARE WITHIN HIS / HER KNOWLEDGE, SKILL AND ABILITY AS WELL AS HIS / HER MENTAL AND PHYSICAL ABILITIES.</span></strong></p>
<p style="margin: 0in; text-align: justify; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif;">&nbsp;</p>
<p style="margin: 0in; line-height: normal; font-size: 11pt; font-family: Calibri, sans-serif; text-align: right;"><strong><span style="font-family: Arial, sans-serif;">REV. 5.1.2024</span></strong></p>
<p style="margin: 0in; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif;">&nbsp;</p>